This talk featured Ravi Patel, Head of Partnerships, Episode Six and Cyrus Daruwala, Managing Director – Financial Services & FinTech, IDC as speakers. The issue at hand was a recent report that, by 2030, 60% of global consumers will have made a transaction using a unit of value other than fiat currency, while 73% of global consumer payments will be processed by non-financial institutions on the Internet of Payments.